These Terms and Conditions govern your access to and use of the hm77 platform. By registering an account or placing any wager on hm77, you confirm that you have read, understood, and agreed to be bound by these terms in their entirety. Please read carefully before proceeding.
These cards summarise the most important aspects of hm77's terms. The full legal text follows in the sections below — please read it completely.
hm77 services are available exclusively to individuals aged 21 years and above. Registration by minors is strictly prohibited. Age verification is mandatory for all account holders before any withdrawal is approved.
Each player is permitted to hold only one hm77 account. Duplicate accounts are detected and subject to immediate suspension without notice. Funds held in duplicate accounts may be forfeited.
All promotional bonuses credited to your hm77 account are subject to wagering requirements as specified at the time of the offer. Bonus funds cannot be withdrawn until the applicable wagering threshold is met in full.
You are solely responsible for maintaining the confidentiality of your hm77 login credentials. hm77 will not be held liable for losses resulting from unauthorised access caused by your failure to protect your account details.
hm77 processes transactions in Pakistani Rupees (PKR). Deposits via JazzCash, EasyPaisa, HBL, UBL, and Meezan Bank are supported. Withdrawal processing times vary by method and are subject to identity verification.
hm77 is committed to responsible gambling. Players can set deposit limits, activate cool-off periods, or request permanent self-exclusion at any time through account settings. 21+ players only.
Important Notice: These Terms and Conditions constitute a legally binding agreement between you and hm77 ("the Platform", "we", "us", "our"). By accessing or using hm77's website, mobile interface, or any services offered under the hm77 brand, you agree to these terms in full. If you do not agree, you must discontinue use of the platform immediately.
These Terms and Conditions ("Terms") apply to all visitors, registered users, and players who access or use the hm77 platform, including its website, mobile-optimised interface, and all associated products and services. By creating an account, making a deposit, or placing any bet on hm77, you acknowledge that you have read, understood, and unconditionally accepted these Terms.
hm77 reserves the right to update or modify these Terms at any time. Continued use of the platform after any such changes have been published constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically. The effective date displayed at the top of this page reflects the date of the most recent revision.
These Terms are written in English. In the event of any discrepancy between a translated version and the English original, the English text shall prevail in all circumstances.
Access to hm77 is strictly limited to individuals who meet all of the following criteria:
Age Restriction: hm77 enforces a strict 21+ age policy. Misrepresentation of age during registration is a serious violation of these Terms. Any account found to have been created by an individual under the age of 21 will be immediately suspended and all associated funds — including deposits and winnings — will be forfeited. hm77 cooperates fully with any lawful request concerning underage access to gambling services.
hm77 may request documentary proof of age at any time. Accepted documents include a valid national identity card (CNIC), passport, or other government-issued identification. Failure to provide satisfactory age verification within the time period specified by hm77 will result in account suspension.
To access real-money betting and casino services on hm77, you must register a personal account. Each player is permitted to hold one account only. Duplicate accounts — whether registered under the same name, email address, phone number, payment method, device, or IP address — are prohibited and will result in the suspension of all associated accounts.
You must provide accurate, complete, and up-to-date information during the registration process. This includes your full legal name as it appears on your government-issued ID, a valid Pakistani mobile number, a working email address, and your date of birth. Providing false or misleading registration details constitutes a material breach of these Terms.
You are solely responsible for maintaining the confidentiality of your hm77 username and password. You must not share your login credentials with any third party under any circumstances. hm77 will never ask you to disclose your password by email, phone, or live chat. Any activity carried out under your hm77 account will be treated as having been authorised by you unless you have previously reported a compromise of your credentials to our support team.
If you believe your hm77 account has been accessed without your authorisation, you must contact our 24/7 live chat support team immediately. hm77 will not be liable for any losses arising from unauthorised account access where you failed to take reasonable steps to protect your credentials.
hm77 is required to verify the identity of all players as part of its anti-money laundering (AML) and responsible gaming obligations. KYC verification may be requested at registration or at any point thereafter — including prior to processing a withdrawal. Required documents may include a copy of your CNIC, proof of address (such as a utility bill or bank statement issued within the last three months), and proof of the payment method used for deposits.
hm77 processes all financial transactions in Pakistani Rupees (PKR). The following payment methods are currently supported for deposits and withdrawals by Pakistani players:
Minimum deposit amounts vary by payment method and are displayed in the hm77 cashier at the time of deposit. All deposits must be made from a payment method registered in your own name. hm77 does not accept deposits from third-party payment accounts. Deposits made from unverified or third-party accounts may be reversed and the originating account suspended.
Withdrawals are available to verified account holders only. Before your first withdrawal is processed, hm77 requires completion of the KYC verification process as outlined in Section 3.3. Withdrawals must be made to the same payment method used for the most recent deposit where technically possible. Processing times depend on the method selected and are subject to standard banking procedures outside hm77's direct control.
hm77 reserves the right to perform additional security checks on any withdrawal request. Withdrawal requests may be delayed or declined where there are reasonable grounds to suspect fraudulent activity, bonus abuse, or incomplete KYC documentation.
All account balances, bets, winnings, and promotional credits are denominated in PKR. hm77 does not charge currency conversion fees on PKR transactions. For USDT deposits and withdrawals, the applicable PKR conversion rate at the time of the transaction will be applied as displayed in the cashier.
From time to time, hm77 offers promotional bonuses, free bets, cashback offers, and other incentives to registered players. All such promotions are subject to the specific terms communicated at the time of the offer, in addition to these general Terms.
Unless explicitly stated otherwise, all bonuses credited to your hm77 account are subject to a wagering requirement before they can be converted to withdrawable cash. The wagering multiplier applicable to each bonus will be clearly stated in the promotion's specific terms. Attempting to withdraw bonus funds before satisfying the wagering requirement will result in the forfeiture of the bonus balance.
hm77 monitors betting patterns for evidence of bonus abuse, including but not limited to: placing low-risk bets across multiple outcomes to fulfil wagering requirements, using multiple accounts to claim the same promotion, or any coordinated strategy designed to extract value from promotions without genuine gambling intent. hm77 reserves the right to void bonuses and associated winnings where abuse is detected.
Promotions are available to eligible players only. Eligibility criteria — such as minimum deposit thresholds, qualifying games, or geographic restrictions — will be specified in each promotion's terms. hm77 reserves the right to withdraw or modify any promotion at any time without prior notice.
All bets placed on hm77 — including sports wagers, live betting markets, casino games, and jackpot products — are governed by the specific product rules applicable to that game or market, in addition to these general Terms. In the event of a conflict between product-specific rules and these Terms, the product-specific rules shall take precedence for matters relating to that product only.
The following activities are strictly prohibited on hm77 and will result in immediate account suspension, forfeiture of balances, and where appropriate, referral to relevant legal authorities:
hm77 employs fraud detection systems that operate continuously across all accounts and transactions. Accounts flagged for suspicious activity may be suspended without prior notice pending investigation. hm77 cooperates with Pakistani law enforcement and financial regulators where required by applicable law.
All content available on the hm77 platform — including but not limited to the hm77 brand name, logo, website design, game interfaces, graphics, text, promotional materials, and software — is the exclusive intellectual property of hm77 or its licensed content providers. You are granted a limited, non-exclusive, non-transferable licence to access and use the platform for personal, non-commercial purposes only.
You may not copy, reproduce, distribute, publish, modify, create derivative works from, or commercially exploit any content from the hm77 platform without prior written consent from hm77. Unauthorised use of hm77's intellectual property may result in civil or criminal liability.
hm77 provides its platform on an "as is" and "as available" basis. While hm77 makes every reasonable effort to ensure continuous, error-free service, we do not guarantee uninterrupted availability. hm77 shall not be liable for:
Nothing in these Terms shall limit hm77's liability for fraud, death, or personal injury caused by hm77's negligence, or any other liability that cannot be excluded under applicable law.
hm77 is committed to promoting responsible gambling among all players on its platform. Gambling is intended to be a form of entertainment. hm77 strongly encourages all players to set personal limits and to seek help if gambling begins to negatively impact their finances, relationships, or mental health.
The following responsible gaming tools are available to all hm77 account holders free of charge:
21+ Policy: hm77 strictly prohibits use of the platform by individuals under the age of 21. If you believe a minor may have access to your device or account details, please contact hm77 support immediately and request a temporary account lock. hm77 supports all internationally recognised responsible gaming standards.
For more information on responsible gaming practices and tools available on hm77, please visit our dedicated Responsible Gaming page.
hm77 reserves the right to suspend or permanently terminate any player account at its sole discretion, with or without prior notice, in the following circumstances:
Upon account termination, hm77 will return any verified real-money balance remaining in the account after deducting any amounts owed to hm77 under these Terms, including any voided bonus funds. Balances in accounts suspended for fraud or AML concerns may be withheld pending investigation and, where appropriate, reported to relevant authorities.
Players wishing to voluntarily close their hm77 account may do so at any time by contacting 24/7 live chat support. Voluntary closure requests will be processed within a reasonable timeframe.
These Terms and Conditions are governed by and construed in accordance with the laws applicable under hm77's international gaming licence. For players accessing hm77 from Pakistan, these Terms represent the complete agreement between you and hm77 with respect to your use of the platform.
In the event of a dispute arising from your use of hm77 — including disputes concerning bet settlement, account balances, or bonus terms — you should first contact hm77's customer support team via live chat, providing full details of the matter in question. hm77 aims to resolve all player disputes within 10 business days of receiving a complete complaint submission.
Where a dispute cannot be resolved through hm77's internal complaint process, the matter may be escalated to the independent dispute resolution body specified under hm77's gaming licence. hm77 will cooperate fully with any such external review process.
hm77 reserves the right to amend, update, or replace these Terms and Conditions at any time. Material changes will be communicated to registered players via email or an in-platform notification prior to the changes taking effect, where reasonably practicable. The updated Terms will be published on this page with a revised effective date.
Your continued use of the hm77 platform after the revised Terms have been published constitutes your acceptance of those changes. If you do not agree with any amendment to these Terms, you must cease using the platform and may request voluntary account closure as described in Section 11.
If you have any questions, concerns, or complaints regarding these Terms and Conditions, or any aspect of the hm77 platform, our support team is available 24 hours a day, 7 days a week.
hm77 support agents are trained to handle queries from Pakistani players and are familiar with local payment methods, cricket betting markets, and account management procedures. We encourage you to reach out before escalating any concern to an external body, as most issues are resolved swiftly through direct contact.
For responsible gaming queries — including requests to activate deposit limits, cool-off periods, or self-exclusion — please contact live chat directly and a trained responsible gaming agent will assist you immediately. Your request will be actioned without delay.
Now that you have reviewed hm77's Terms and Conditions, you are fully informed and ready to enjoy cricket betting, live casino, slots, and jackpots. Deposit in PKR via JazzCash or EasyPaisa. 21+ only. Please play responsibly.